Delayed by three minutes on the train from Hersham to Waterloo this morning, all delay accrued beyond Surbiton (and therefore TfL's fault). Had to get a later connecting tube to Paddington as a result, itself a further minute delayed, owing to overcrowding at Paddington. And another two minutes for the Paddington penalty charge. In all, I was therefore five minutes late for £12.50.
Other news is boring today.